SFC (Seed Fin Corp) is a central government-approved institution registered under the Companies Act 2013. It operates from its headquarters in Wandoor, Malappuram district, since November 5, 2018. SFC Gold operations began on January 3, 2022.

SFC strives to find a business-oriented alternative to the interest-based system for successful financial services in the Indian context.

The value of money is determined by its need. Financial institutions that provide loans without interest in critical situations are rare in our country.
This institution, developed through long-term research and study, is a simple initiative aimed at creating a financial system free from the burden of interest. The result of years of thinking, detailed studies, and research on how to make gold loans possible without interest, SFC has established a completely interest-free loan system.
It was only when commercial financial transactions started calculating profit from interest that the rich became richer and the poor became poorer. Even countries with a strong financial foundation are burdened by interest.
By setting 'interest' as the standard for profit, borrowers are forced to borrow again and again, constantly subjected to exploitation.
This is where SFC proposes a progressive financial transaction system that provides returns based on the value of the service or product, instead of interest-based systems.
This helps avoid exploitation of debt-ridden individuals. There are no penalties. Instead, their capital is channeled into secure businesses, allowing them to grow and help others grow through the profits generated.
Our initiative is for those who wish to avoid interest, regardless of faith, experience or fear, for taking loans and investing.

Currently, we offer Gold Exchange Loans, Home Appliance Loans, Light Vehicle Loans, Property Loans (depending on fund availability), and various types of interest-free/business-oriented investment schemes.